Responsive support. Competitive pricing.Reliable execution. Let’s close more loans, together.
Proudly Serving Brokers in CA, AZ, TX & OR — More States Coming Soon
WHY BROKERS PARTNER WITH
We’re more than a lender — we’re a partner invested in your success. Our experience, people, and process are built to help you close more loans with confidence.
Get timely support from experienced professionals with direct access to the appropriate departments — without long hold times, phone trees, or unnecessary delays.
We work closely with brokers to keep loans moving efficiently from submission to funding, with clear communication and reliable execution.
T. J. Financial, Inc. offers flexible loan programs and competitive pricing designed to help brokers serve more borrowers and win more loans.
Established in 1989, T. J. Financial, Inc. has built long-standing broker relationships through responsive service and dependable support.
Our core offering focuses on conforming and high-balance agency loans.
Expanded qualifying options for high-value properties. Jumbo loans above conforming limits are available with either manual or AUS underwriting.
Alt-Doc and DSCR programs for non-traditional income scenarios, including WVOE, bank statement, 1099, asset depletion/utilization, and P&L options.
Exclusive portfolio solutions for non-QM and Closed-End Second loans, giving you flexibility for challenging borrowers.
Partner with a lender that’s committed to your growth.